About Us


The Scott Prather Insurance Agency is a third generation insurance agency.  Started in the late 70's the agency has been operated under 2 previous owners and was operated under 2 other names, most recently Brooke Insurance.  Scott Prather, a resident of Cleveland TN since 1989, purchased the agency in the summer of 2008 after working as it's general manager and sole agent prior to that. Scott has over a decade of insurance experience.  Prior to purchasing the current agency, Scott was the owner of Farmers Insurance in Cleveland TN.  Starting that agency from scratch, he quickly grew the agency to one of the largest new agencies in the Farmers Insurance system.  In 2006 he was awarded Toppers Club honors, which is awarded to only the top 1% of agents in the country.  This was one of the spring boards which allowed Scott to further expand his business and purchase the agency, which is now the Scott Prather Insurance Agency. 

As always, our committment is to provide the best customer service experience that can be offered.  We realize that without you, the customer, we would not have a business.  We strive to go out of our way to offer a great product, at a fair and reasonable price, through one of our many carriers which we represent in our network of insurance carriers.  We will work hard at offering you great service and attempt to handle what ever insurance needs you may have in a timely, efficient, and professional manner.  We know that buying insurance is buying a "what if".  With this knowledge we know that the only thing that will set us apart is how we treat you! The customer!

It is our pledge that we will do our best to provide a very caring and personal experience the minute you walk in the door. We will treat you with respect and do our best to get to know you as a person, so we can offer you the best advice possible.

Let's face it, most people don't totally understand what their insurance policies even cover.  This is why you need a local professional agency, like ours, that can help you not only understand what coverage you have, but what you need.  We strive not to sell a policy but to do a complete assessment of what your needs truly are and then offer the best recommendations as to what you can do to ensure you have the appropriate coverage to cover that need.  Whether you are insuring a car, home or even a business, these are the most important and valuable assets you own.  It is our responsibility to make sure you know what you need as well as providing the proper coverage amounts at a fair price. 

We take our responsibility seriously and vow that as a customer of the Scott Prather Insurance Agency we will treat your insurance needs just like we treat our own.  We look forward to having you join our insurance family!